by brandon | Mar 15, 2016 | Real Estate Law
March 15, 2016 NEW TITLE FEE The Texas Title Insurance Guaranty Association (TTIGA) recently announced a new Guaranty Fee of $3 for every title policy issued in Texas, effective April 1, 2016. This fee will create a guaranty fund to pay title claims of failed title...
by brandon | Feb 29, 2016 | Real Estate Law
You may have noticed that our website, www.bairdlaw.com, was temporarily unavailable this morning due to traffic to the website exceeding bandwidth limits. We apologize for any inconvenience this may have caused you and your operations. We are pleased that so many...
by brandon | Feb 11, 2016 | Real Estate Law
Yesterday morning, the CFPB published a notice in the Federal Register to correct a typo regarding tolerances and property taxes. This clarification from the CFPB makes clear that property taxes ARE NOT subject to tolerances. There was concern among some industry...
by brandon | Oct 15, 2015 | Real Estate Law
With all the focus on the TILA/RESPA Integrated Disclosures, it is easy to overlook some of the less challenging aspects of the new changes. However, it is important that every Credit Union remember that the changes that went into effect on October 3, 2015 extend...
by brandon | Oct 12, 2015 | Real Estate Law
October 12, 2015 On October 7, 2015, the U.S. House of Representatives passed HR 3192 to create an official hold harmless period for TRID compliance until February 1, 2016. The bill must now be approved by the U.S. Senate. This pending legislation reinforces initial...
by brandon | Oct 1, 2015 | Real Estate Law
October 1, 2015 As a reminder, this Saturday, October 3, 2015, marks the beginning of TRID. Any person applying for a residential mortgage loan beginning this Saturday must receive the new TRID disclosures. We understand the next several weeks and months will be...
