At your service.

By your side.

Our Mission

BairdLaw is dedicated to Texas Credit Unions. Since 1978, we have applied our expertise in mortgage lending law to assist each Credit Union client, no matter the size, with the best possible legal representation for all of their mortgage lending programs. Credit Unions are our first priority and we strive every day to provide the best, most responsive service at a fair price.

Our Legal Practice Areas

Mortgage Loan Document Preparation

Regulatory Compliance

Implementation of New Mortgage Loan Programs

Education and Training

Title Insurance

Resolution of Closing Issues

Our History

We have represented Credit Unions and other mortgage lenders with their mortgage lending needs since 1978.

Each of our employees is experienced, well–trained and dedicated to helping mortgage lenders.

We help..


Credit Unions


Credit Unions


Credit Unions

Law Letters

Read our views on the things that matter to you. And get to know our people. We make the difference.

FHFA Announces Delay of Adverse Market Refinance Fee, with Exemptions

On August 25, 2020, the Federal Housing Finance Agency (FHFA), which regulates Fannie Mae and Freddie Mac, announced the adverse market refinance fee implementation would be delayed until December 1, 2020.  Additionally, the FHFA announced that refinances with loan...

Fannie Mae Announces “Adverse Market Refinance Fee”

Fannie Mae, in Lender Letter (LL-2020-12), has announced that an "Adverse Market Refinance Fee" will be imposed on certain loans purchased on or after September 1, 2020.   The new fee comes as a loan-level price adjustment of 50 basis points (0.500%) applicable to all...

CLARIFICATION: Home Improvement and Home Equity Loan Closing Location Requirement Still Applies

Yesterday, we sent a law letter announcing Governor Abbott's suspension of the in-person requirement for traditional notarizations.  We have received a number of inquiries as to whether this order suspends the requirement that home improvement loans or home equity...

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