by brandon | Oct 8, 2019 | Real Estate Law
Regulators have signaled that financial institutions should transition away from using the London Interbank Offering Rate (“LIBOR”) lending benchmark as it will be phased out by the end of 2021. If your office offers adjustable rate mortgages and uses the LIBOR index,...
by brandon | Aug 5, 2019 | Real Estate Law
The 2019 Texas Legislative Session was relatively quiet for Residential Mortgage Lending, in stark contrast to the 2017 Legislative Session where Texas lenders saw substantial changes to Home Equity Lending, Powers of Attorney, Remote Notarization and other...
by brandon | May 15, 2019 | Real Estate Law
In March, the Internal Revenue Service (IRS) issued a revised Form 4506-T, “Request for Transcript of Tax Return”. The new format protects tax payer data by partially masking personally identifiable information. Effective immediately, this revised Form must be used to...
by brandon | Dec 4, 2018 | Real Estate Law
The country will observe a National Day of Mourning on Wednesday, December 5, 2018, honoring the life of 41st President of the United States, George H.W. Bush. Question: How will the National Day of Mourning impact the counting of “business days” for...
by brandon | Mar 15, 2018 | Real Estate Law
The Texas Finance Commission has updated Chapter 153 of the Texas Administrative Code to reflect the changes to the Texas Home Equity Lending Laws that took effect in January of 2018. The updated interpretations become effective March 29, 2018. The full text and...